Way back the old times, Cebuana Lhuillier is simply known as a pawnshop; but the times have changed and they now offer more than just the usual pawning-lending services. They offer remittance services, e-loading and bills payment and micro-insurance services as well. The pawnshop's innovations has made them a leader in their field.


See Cebuana Lhuillier's financial services for businesses and individuals up close plus more surprises at the 7th Philippine Business and Entrepreneurs' Expo this August 26 to 28 at the SM Megatrade Hall 1 in Mandaluyong City. You can talk with fellow entrepreneurs, or just observe and gain knowledge to polish your business and expand it further.



This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.

Driver's license validity is to be lengthened up to 5 years. Passport validity to be lengthened up to 10 years. Processing is to be done online to decrease queues. Commitments in processing of documents will be delivered at a set time and date.

These are the things that President Rodrigo Duterte opened to the 17th Congress at the 2016 State of the Nation Address last Monday, and while there are some things that are not mentioned, what supposed to be a 30-minute speech went up to 100 minutes - and yet, we can say that it is mesmerizing.

President Duterte pointed out problems one at a time, and then proposed a solution. One of them is the establishment of the 8888 anti-corruption hotline, which will be connected to the Executive branch. This will complement the signed Freedom of Information executive order that he signed.

To sum his statement on the 8888 hotline, he made it clear that when he hears something wrong within his scope (Executive branch), "even a whisper," he'll take charge, go visit the person involved and ask why. "[...] hiwalay-hiwalay na tayo [...]," as he says it, should deter those who will try to do so.

The relation, or perhaps the benefit, of the 8888 hotline is that it is set up to help streamline the process of documents and to mitigate red tape that has been hampering the development of most Filipinos, including in the MSME industry. Once the hotline is set up in the succeeding weeks, we'll see how things will work - for the better, we really hope.

Today marks the opening of the 17th Congress of the Republic of the Philippines, and as stated in the constitution, the Congress will open with a State of the Nation Address led by the president of the republic. This year, the State of the Nation Address will be done by President Rodrigo Roa Duterte, dubbed as the first president elected from the Mindanao region.

Last week, we did a quick survey among our peers on what are the 10 things that we would like to hear in President Duterte's first SONA:

1. No tax for employees earning below ₱25,000 - so that employees will have less burden budgeting their monthly allowances.
2. Increase in SSS Pension benefits - senior citizens depend on pension more to sustain themselves.
3. Make food prices affordable and accessible - more food bought for a set budget means more nourished families.
4. Ease transportation - less time spent on traffic means more time to spend on being productive
5. Increase and unify the minimum wage - so that businesses won't need to adjust wages if they are going to branch out to multiple locations across the country.
6. Abolish contractualization - secured jobs mean secured futures.
7. Improved healthcare services - If everyone can benefit from the government's healthcare services, the better.
8. Ease of doing government transactions - reducing the days alloted to business registration saves time, money and sweat.
9. Telecommunications infrastructure - faster connections mean faster processing of transactions.

The Internet of Things (IoT). Drones. Web 3.0. Startups. These are some of the buzzwords that describe how technology has helped (and for those who are wary of it, taken over) society as we know it. Just imagine your business integrating with the latest technology:

• You can make full use of drones to show your store's facade
• You can develop applications that will also serve as your virtual store
• Your website can have the best-pleasing design and yet still serve customers
• You can describe yourself as a startup

Simply taking your business online is one step of integrating the latest technologies into it. Imagine the number of debit card holders who does their transactions online now from those in the next five to ten years. Imagine how many people are using mobile phones now, and how many of them have set up their virtual debit cards; or has their coupons inside it. We are merely estimating that a few utilize these new technologies, and we can predict that in that time frame it will reach to a quarter or third of the populace.

This is just a nutshell in a plethora of reasons why businesses should enhance themselves using technology, and there will be more reasons in the future. Let's use the available resources that we can use now and play with it, for it will sure help us one way or another for the next wave of technologies.

In preparation for the 7th Philippine Business & Entrepreneurs' Expo which will be held at the SM Megatrade Hall this August 26 to 28, we are giving away a vacation package at the "My Idea" online contest, and it's easy to join! Just follow the Rafflecopter widget below, and you're all set!
a Rafflecopter giveaway

Our criteria in determining the winner are based on:

• Number of likes (25%),
• Number of shares (50%), and
• The answer itself (50%)

The points added by completing the tasks in the Rafflecopter widget will be then added, as follows:

• 1 to 6 points = 80%
• 7 to 11 points - 85%
• 12 to 14 points = 95%

The average percentage of the two scores will be totaled, and the top 5 finalists will be called to show up at the third day of the 7th PBEX on August 28 and will receive goodies.

This promotion will run until August 14, 2016.


The 7th Philippine Business & Entrepreneurs' Expo will happen this August 26 to 28 at the SM Megatrade Hall in Mandaluyong City.

This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.

It's more than a month away before the 7th Philippine Business and Entrepreneurs' Expo, and we have updates for everyone about this annual event.

First up, we are on Eventbrite, which means that you can check up on our events and even register your visit online to avoid the hassle of staying in the line for a long time. The three PBEX 2016 conferences are live on Eventbrite, and you can also register your visit on this page.

ASEAN MSME Business Summit 2016 (August 26, Friday)

Discuss the latest trends and best practices for the MSMEs in the ASEAN region

The ASEAN MSME Business Summit aims to bring together key resource speakers from various parts of the ASEAN region to give insights to the Filipino MSME community in time for the country's transition to the ASEAN Economic Community.

Among our key resource speakers is from Vietnam, who will talk about the opportunities in Trade and Investment in the said country. Take note, Vietnam is dubbed as an "emerging market standout" by Bloomberg, an that is a great opportunity for those who would like to expand their businesses internationally. We'll be providing more information in the next few weeks.

Business Readiness & Disaster Preparedness Summit 2016 (August 27, Saturday)

Prepare your business for possible incoming financial or natural disasters

The Business Readiness and Disaster Preparedness Summit aims to bring together key resource speakers to provide tips on how Filipino Micro, Small and Medium Enterprises (MSMEs) should prepare their business for possible setbacks that could hamper their businesses.

Our industry partner for this summit is the Philippine Marketing Association, composed of experienced marketing professionals, and they'll be sharing insights, ideas and lessons on preparing your business for possible disasters.

MSME Success Forum (August 28, Sunday)

Get insights on the best practices of successful Filipino MSMEs

The MSME Success Forum aims to bring together key resource speakers to share insights and tips on how Filipino Micro, Small and Medium Enterprises (MSMEs) can improve their businesses. Prior to this, a meetup of MSME entrepreneurs is set to be held before the Forum, so you are free to get ideas from them.


There's a lot of slots now, but these slots might get occupied - if we were you, go register here and mark the calendar. FREE Online registration is up until August 8, 2016.  Program highlights are subject to change without prior notice.

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There are lots of ideas and concepts on doing business in the Philippines and more at the 7th Philippine Business & Entrepreneurs' Expo this August 26 to 28 at the SM Megatrade Hall in Mandaluyong City. You can talk with fellow entrepreneurs, or just observe and gain knowledge to polish your business and expand it further.


This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.

The last two weeks showed us that the new government is results-oriented, and what more good example of this is the recent developments in the Agriculture Department (DA):

• Agriculture Secretary Emmanuel Piñol urged everyone to ensure implementation of programs to ensure rice sufficiency in the country,
• The National Irrigation Administration, the National Food Authority and the Philippine Coconut Authority are under the DA again,
• The secretary himself vows to focus on food production, which is the raison d'etre (reason of existence) of the department.
• Piñol also said that he plans to adopt the best practices of farmers in rice self-sufficient regions, and asks for updated soil data which has been used for four decades.

It is reported that the Philippines has the second-highest in Asia when it comes to electricity rates, just next to Japan. The high cost of electricity is a problem that is to be tackled by the Department of Energy under the new administration. Meanwhile, a 2014 ADB report puts the country next to Indonesia in the places with high water tariffs.

What does this mean for us, especially those in the Micro, Small and Medium Enterprise industry? High cost of utilities caused by high demand and low supply means that we have to build more sources of energy or basins of water to supply the needs of the public.

Building more sources of water and energy will require money, land and human resources. There are other sources that are active, such as water treatment facilities and wind power plants, but these won't be enough as there will be more people in the future. There's a reason why some people are more happy to invest in companies related to utilities, as it is expected that these companies will build more sources of utilities.

Of course, these things will not just be the government's responsibility alone - we have a part on this. If we know the value of these utilities, we will then take care of it, especially in a country where it is a bit pricey. If the MSMEs have their own measures to conserve water and energy, the better.

Utilities are so valuable - just a blackout or a water or phone interruption will hamper sales and the delivery of services, and if you know the value of something, you will use it wisely.

There are lots of ideas and concepts on doing business in the Philippines and more at the 7th Philippine Business & Entrepreneurs' Expo this August 26 to 28 at the SM Megatrade Hall in Mandaluyong City. You can talk with fellow entrepreneurs, or just observe and gain knowledge to polish your business and expand it further.


This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.

Today is a public holiday, as declared by the Philippine government, in observance of the Feast of Ramadan or Eid'l Fitr. Eid'l Fitr is celebrated by the Islamic faith three days after the end of the month of their fasting (Ramadan).

Speaking of the Islamic faith, they are the second largest population in the country, with 94% of them living in the southern part of the Philippines, especially in the Autonomous Region in Muslim Mindanao (ARMM) region, according to the data of the Philippine Statistics Authority (then called the National Statistics Office).

Imagine that you are in the food service industry and you want to cater to people of various cultures, including the Islamic faith. You will then research about their dietary laws, and why they do what they do. This is what you've found:

• They don't eat swine (pork) meat
• They don't eat meat of animals that has felt pain before being slaughtered, or has died of themselves
• They don't eat blood (thus they have a method of slaughtering that is based on their Quran called Dhabīḥah)
• They don't eat meat dedicated to other than Allah (God in Arabic)
• They don't drink alcoholic beverages
• They have a certification called "Halal," where the produce has been processed with the Islamic demographic in mind making it safe to eat by their standards.

After knowing this, you start to ask your friends who are Muslims what to do next so that you can cater to them. If your business caters to a wide variety of cultures, not just Islam, you will take consideration of the processes they do and the rules that they follow. Having a product or service that caters to, and respect different cultures is appreciated by your target market, so better think about the possibilities.

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There are lots of ideas and concepts on doing business in the Philippines at the 7th Philippine Business & Entrepreneurs' Expo this August 26 to 28 at the SM Megatrade Hall in Mandaluyong City. You can talk with fellow entrepreneurs, or just observe and gain knowledge to polish your business and expand it further.


This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.

We've referred to earlier reports from the Philippine Statistics Authority on the tourism industry's contribution to the country's gross domestic product, which we can consider as well as the income generated by the country through its manpower.

This video gets in the details of Tourism Industry's "Big Chunk" that it has contributed to the growth of the country's income last year, and this is a must-see for those who want to take a step in the business of tourism.


There are lots of ideas and concepts on doing business in the Philippines at the 7th Philippine Business & Entrepreneurs' Expo this August 26 to 28 at the SM Megatrade Hall in Mandaluyong City. You can talk with fellow entrepreneurs, or just observe and gain knowledge to polish your business and expand it further.


This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.

It's 2016. The word "startup" no longer applies to technology companies, and even some bigshot companies are now thinking like a startup. Design and appearance has evolved back to basics. Everything is connected.

As everything steps up, you and your workplace should do so as well, and here are three things you need to consider in innovating it:

• Know the latest trends. Knowledge is key when it comes to turning your business to a different direction, so read on the latest customer, employee and business trends to add to your knowledge. Get the concepts on the latest technology, visit expos and conferences, listen to resource speakers, so on and so forth.
• Observe your company's behavior. Your business' culture defines its personality, and if your business has a culture that you think is regressing nowadays, you need to step up and make your employees more alive through motivation and positive forward-thinking concepts.
• Build a transition plan. This is important especially if you are letting a new concept to your employees in and even to yourself. Start by letting everyone understand what the business is heading to in the future, and then show applicable proof/s that the direction will lead everyone to the goal. Once that's done, start changing the mindset of everyone gradually. This might take long (but not too long), but everyone will bear the fruits of a passionate workforce.

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There are lots of ideas and concepts on doing business in the Philippines at the 7th Philippine Business & Entrepreneurs' Expo this August 26 to 28 at the SM Megatrade Hall in Mandaluyong City. You can talk with fellow entrepreneurs, or just observe and gain knowledge to polish your business and expand it further.


This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.

Now that we're almost days away to a new presidency, the hopes of putting the country into a Federal state of government (if allowed by the congress) is coming to us. Nevertheless, with all the stress in the metro and the moves of various companies to relocate their sites outside of it, you should follow the same.

There's a lot of benefits in setting up your business outside of the metro, such as:

• Ease of access. You won't have to stay in traffic for two hours just to get to your office - plus points if you already have a home nearby, or better, you have a home-office setup.
• New customers, new behaviors to observe. If you think you know how your target customers behave, you're wrong. In every place, there's set of customers with different behavior, with different needs and wants, so it depends on the environment your business is into. Closely observing these behaviors will add more to your decision-making knowledge. Say, if a client gets to you and asks help to you, you know what you will answer. 
• New opportunities. Sure, you have to keep up with your target market, but that is the challenge. You can't take a bigshot coffee chain to a place where there's a few who can buy it, but you can size it down to reach your audience further.
• You got there first. Being the first in that area is a struggle, but you can put that short-term business into long-term with sheer dedication, and perseverance. If you were able to pull that off, chances are your business will be the first thing that your audience will recommend to.

If you are setting up a business in the countryside, there's definitely risks to take; but with risks comes opportunities to look further to accomplish your goals. The government support is there, the opportunity to serve your market is there, you just have to take the first step.

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There are lots of ideas and concepts on doing business in the Philippines at the 7th Philippine Business & Entrepreneurs' Expo this August 26 to 28 at the SM Megatrade Hall in Mandaluyong City. You can talk with fellow entrepreneurs, or just observe and gain knowledge to polish your business and expand it further.


This event is organized by business event organizer Ex-Link Management & Marketing Services Corporation. For inquiries and partnerships, call telephone numbers 633-01-53, 643-3887 or email info@exlinkevents.com. Ex-Link Events is also on Facebook, Twitter and Instagram.